28 Terrace Ct, Plainwell, MI 49080 Property Records

Allegan County property record for 28 Terrace Ct, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,676 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2009)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-441-020-00`

Property Details

APN / Parcel Number

Primary APN	`08-441-020-00`
Alternative APN	`03-08-441-020-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Basement Area	1,676 sqft
Unfinished Basement	1,698 sqft

Exterior

Architectural Style	Ranch
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	206 ft deep x 53 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 TERRACE CT
City	PLAINWELL
State	MI
Zip	49080-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 20 SHANGRI-LA NO. 1 SEC 25 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	25
Legal Subdivision	SHANGRI-LA 1
Legal Lot Number	20
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	3
Census Block	3000
Census Tract	32100

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 TERRACE CT, PLAINWELL, MI 49080-9106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2009 · Amount on Record
Deed Sale	Feb 9, 2009 · Amount on Record
Prior Sale	May 22, 2008 · Amount on Record
Deed Book / Page	3294 / 338
Prior Transfer Date	May 15, 2008
Prior Transfer Doc	3235/411
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	28 TERRACE CT, PLAINWELL, MI 49080-9106
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4122/451
Date	Mar 17, 2017
Book Page	4122/451

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	28 TERRACE CT, PLAINWELL, MI 49080-9106
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4446/263
Date	Apr 3, 2020
Book Page	4446/263

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,400 (+59.92%) Land $24,500 Building $202,900	$454,800 (+59.92%) Land $49,000 Building $405,800
2025	$4,000.00 (+12.49%)
2023		$142,200 Land $20,100 Building $122,100	$284,400 Land $40,200 Building $244,200
2022	$3,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DOSTER serves 1,492 people · EPA ID MI0002925
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MEI Fiber	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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