22 Terrace Ct, Plainwell, MI 49080 Property Records

Allegan County property record for 22 Terrace Ct, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,638 sqft · built 1975
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Sep 2010)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-441-024-00`

Property Details

APN / Parcel Number

Primary APN	`08-441-024-00`
Alternative APN	`03-08-441-024-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 TERRACE CT
City	PLAINWELL
State	MI
Zip	49080-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 24 SHANGRI-LA NO. 1 SEC 25 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	25
Legal Subdivision	SHANGRI-LA 1
Legal Lot Number	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	3
Census Block	3000
Census Tract	32100

Owner

22 Terrace Ct is owned and occupied by an individual who bought it in September 2010.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	22 TERRACE CT, PLAINWELL, MI 49080-9106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2010 · Amount on File
Deed Sale	Sep 28, 2010 · Amount on File
Prior Sale	May 12, 2000
Deed Book / Page	3452 / 530
Prior Transfer Date	Jul 9, 2009
Prior Transfer Doc	3363/818
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	22 TERRACE CT, PLAINWELL, MI 49080-9106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4474/897
Date	Jun 22, 2020
Book Page	4474/897

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22 Terrace Ct was $2,970 with a homeowner's exemption, up 2.5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,500 (+4.36%) Land $21,700 Building $138,800	$321,000 (+4.36%) Land $43,400 Building $277,600
2025	$2,970.00 (+2.52%) Homeowner's exemption	$153,800 Land $16,300 Building $137,500	$307,600 Land $32,600 Building $275,000
2024	$2,897.00
2023		$96,200 Land $14,100 Building $82,100	$192,400 Land $28,200 Building $164,200
2022	$2,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Terrace Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Terrace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DOSTER serves 1,492 people · EPA ID MI0002925
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MEI Fiber	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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