28 Taft Cir, Watertown, CT 06795 Property Records

Watertown Town property record for 28 Taft Cir, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,762 sqft · built 1952
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Oct 2002)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2023 Mortgage
APN	`WATE M:98 B:10 L:3`

Property Details

APN / Parcel Number

Primary APN	`WATE M:98 B:10 L:3`
Alternative APNs	`WTWN M:98 B:10 L:3` `663`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	946 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	663
Street Address	28 TAFT CIR
City	WATERTOWN
State	CT
Zip	06795-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	10
Legal Lot Number	3
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4014
Census Tract	360200

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 TAFT CIR, WATERTOWN, CT 06795-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Aug 28, 2023	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2002 · Amount on Record
Deed Sale	Oct 1, 2002 · Amount on Record
Deed Book / Page	1132 / 269
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	28 TAFT CIR, WATERTOWN, CT 06795-1809
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002376-172
Date	Nov 21, 2025
Book Page	2376/172
Instrument	141939

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	28 TAFT CIR, WATERTOWN, CT 06795-1809
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002297-334
Date	Aug 28, 2023
Book Page	2297/334
Instrument	135064

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,805.00	$226,520 (+40.52%) Land $50,820 Building $175,700	$158,564 Land $35,574 Building $122,990
2024	$6,805.00 (+14.52%)
2023	$5,942.00 (+5.5%)	$161,200 (-) Land $50,900 Building $110,300
2022	$5,632.00	$161,200 Land $50,900 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Taft Cir

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