10 Taft Cir, Watertown, CT 06795 Property Records

Watertown Town property record for 10 Taft Cir, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,285 sqft · built 1952
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2025)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
APN	`WATE M:98 B:10 L:2`

Property Details

APN / Parcel Number

Primary APN	`WATE M:98 B:10 L:2`
Alternative APNs	`WTWN M:98 B:10 L:2` `503`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,285 sqft
Basement Area	1,285 sqft
Unfinished Basement	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	503
Street Address	10 TAFT CIR
City	WATERTOWN
State	CT
Zip	06795-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	10
Legal Lot Number	2
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4014
Census Tract	360200

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 TAFT CIR, WATERTOWN, CT 06795-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Feb 14, 2023	Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	2025139656
Deed Book / Page	2350 / 94
Transfer Doc	001862-254
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Mar 17, 2025
Property Address	10 TAFT CIR, WATERTOWN, CT 06795-1809
Document Number	0002350-94
Book / Page	2350 / 94
Instrument Date	Mar 14, 2025
Instrument	139656
Transaction Type	Transfer
Record Updated	Apr 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000139657
Date	Mar 17, 2025
Instrument	139657

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WATERTOWN CT
Recording Date	Feb 14, 2023
Property Address	10 TAFT CIR, WATERTOWN, CT 06795-1809
Document Number	0002278-48
Book / Page	2278 / 48
Instrument Date	Feb 8, 2023
Instrument	133130
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133131
Date	Feb 14, 2023
Instrument	133131

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,993.00	$199,500 (+44.99%) Land $50,820 Building $148,680	$139,650 Land $35,574 Building $104,076
2024	$5,993.00 (+18.16%)
2023	$5,072.00 (+5.49%)	$137,600 (-) Land $50,900 Building $86,700
2022	$4,808.00	$137,600 Land $50,900 Building $86,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Taft Cir

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