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28 State St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 28 State St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,368 sqft · built 1910
Lot Size0.23 acres (10,019 sqft)
Owner2 Owner Names on Record
Last Sale$273,000 (Aug 2013)
Deeds & MortgagesOct 2025 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN392689 50.14-2-29

Property Details

APN / Parcel Number

Primary APN392689 50.14-2-29
Alternative APNs
  • 268905001400020290000000
  • 00462900000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,368 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 40 ft wide
Garage TypeMixed
Garage Area250 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area264 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00462900000
Old Parcel Number268905001400020290000000
Street Address28 STATE ST
CitySPRING VALLEY
StateNY
Zip10977-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLOT:29.000 BLK:2 SEC:50.14 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal SubdivisionGOODHART & MOLES PROP
Legal Block2
Legal Lot Number29.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group3
Census Block3004
Census Tract11511

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address28 STATE ST, SPRING VALLEY, NY 10977-3011
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 23, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2013 · Amount on Record
Deed SaleAug 1, 2013 · Amount on Record
Deed Document Number0201328246
Deed Book / Page2013 / 28246
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address28 STATE ST, SPRING VALLEY, NY 10977-3011
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032192
DateOct 17, 2025
Instrument2025-00032192
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address28 STATE ST, SPRING VALLEY, NY 10977-3011
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030489
DateAug 23, 2022
Instrument2022-00030489
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$53,100 (-) Land $10,700 Building $42,400$684,279 (+2,065.44%) Land $137,887 Building $546,392
2023$53,100 Land $10,700 Building $42,400$31,600 Land $6,368 Building $25,232

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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