25 State St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 25 State St, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,015 sqft · built 1925
Lot Size	0.469 acres (20,473 sqft)
Owner	Company Name on Record
Deeds & Mortgages	May 2022 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.14-2-22`

Property Details

APN / Parcel Number

Primary APN	`392689 50.14-2-22`
Alternative APNs	`268905001400020220000000` `00462880000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00462880000
Old Parcel Number	268905001400020220000000
Street Address	25 STATE ST
City	SPRING VALLEY
State	NY
Zip	10977-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L/E TO MAE ZACHARY
Legal Subdivision	LANDS OF GOODHARDT & MOLES
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3008
Census Tract	11511

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	66 BUSH LN, SPRING VALLEY, NY 10977-1971
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Bargain and Sale Deed, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Mar 26, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022
Deed Sale	May 26, 2022
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	0202219914
Deed Book / Page	2022 / 19914
Record Updated	Jun 8, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 26, 2022
Property Address	25 STATE ST, SPRING VALLEY, NY 10977-3012
Document Number	0000019914
Instrument Date	Apr 4, 2022
Instrument	2022-00019914
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 BUSH LN, 66, SPRING VALLEY, NY 10977-1971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 BUSH LN, SPRING VALLEY, NY 10977-1971

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	25 STATE ST, SPRING VALLEY, NY 10977-3012
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	LAND TRACK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000972
Date	Jan 10, 2022
Instrument	2022-00000972

Lender

Name	ARC HOME LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 26, 2020
Property Address	25 STATE ST, SPRING VALLEY, NY 10977-3012
Document Number	0000010314
Instrument Date	Mar 19, 2020
Instrument	10314
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 BUSH LN SPRING VALLEY NY 109771971, SPRING VALLEY, NY 10977-1971

Mortgage

Document Number	10315
Date	Mar 26, 2020
Instrument	10315

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$34,700 (-) Land $18,200 Building $16,500	$447,165 (+1,188.66%) Land $234,536 Building $212,629
2023	$34,700 Land $18,200 Building $16,500	$34,700 Land $18,200 Building $16,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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