Ocean County and Ocean Township property record for 28 Spruce St, Waretown, NJ 08758 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,692 sqft Living Area |
| Lot Size | 28,998 sqft (0.666 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $431,600 (2026) |
| Tax Bill | $7,219.00 (2025) |
| Primary APN | 21-00083-0000-00001-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,692 sqft Living Area |
| 1st Floor | 1,692 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 28,998 sqft (0.666 acres) |
| Depth X Width | 100 ft x 290 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 28 SPRUCE ST |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-1651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 290X100 |
| Legal Subdivision | BEACHWOOD |
| Legal Block | 83 |
| Legal Lot Number | 1.5 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | OCEAN |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00083-0000-00001-05
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Mar 29, 2023 | Deed, Transfer |
| Jan 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FAMILY FIRST FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | May 27, 1998 · Amount on Record |
| Deed Doc Number | 20267944 |
| Deed Book / Page | 20271 / 316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 30, 2026 |
| Property Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Document Number | 0202710316 |
| Book / Page | 20271 / 316 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026007944 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,522.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 DOCK AVE, WARETOWN, NJ 08758-1629 |
| Name | Verified Name |
|---|---|
| Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Document Number | 2026007945 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026007945 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 29, 2023 |
| Property Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Document Number | 0193370842 |
| Book / Page | 19337 / 842 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023023525 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 ATLANTIC AVE, WARETOWN, NJ 08758-2401 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 28 SPRUCE ST, WARETOWN, NJ 08758-1651 |
| Document Number | 0182750021 |
| Instrument Date | Jan 05, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 SPRUCE ST BEACHWOOD NJ 087224441, BEACHWOOD, NJ 08722-4441 |
| Document Number | 0182750021 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 018275/000021 |
| Instrument | 11321 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2051 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,500 (-) Land $147,000 Building $310,500 | $457,500 (-) Land $147,000 Building $310,500 | |
| 2025 | $7,219.00 (+4.58%) | $457,500 (+73.62%) Land $147,000 Building $310,500 | $457,500 (+73.62%) Land $147,000 Building $310,500 |
| 2024 | $6,903.00 (+20.58%) | ||
| 2023 | $263,500 Land $96,400 Building $167,100 | $263,500 Land $96,400 Building $167,100 | |
| 2022 | $5,725.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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