Ocean County and Ocean Township property record for 21 Spruce St, Waretown, NJ 08758 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,918 sqft · built 2001 |
| Lot Size | 0.709 acres (30,875 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,341 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00088-0000-00003-06 |
| Primary APN | 21-00088-0000-00003-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 30,875 sqft (0.709 acres) |
| Lot Dimensions | 247 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 SPRUCE ST |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 125X247 IRR |
| Legal Block | 88 |
| Legal Lot Number | 3.6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00088-0000-00003-06
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SPRUCE ST, WARETOWN, NJ 08758-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 21 SPRUCE ST, WARETOWN, NJ 08758-1650 |
| Document Number | 0171871965 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SPRUCE ST WARETOWN NJ 087581650, WARETOWN, NJ 08758-1650 |
| Document Number | 0171871965 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 017187/001965 |
| Instrument | 72876 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,200 (-) Land $113,600 Building $351,600 | $465,200 (-) Land $113,600 Building $351,600 | |
| 2025 | $7,341.00 (+4.59%) | $465,200 (+70.4%) Land $113,600 Building $351,600 | $465,200 (+70.4%) Land $113,600 Building $351,600 |
| 2024 | $7,019.00 (+18.32%) | ||
| 2023 | $273,000 Land $81,800 Building $191,200 | $273,000 Land $81,800 Building $191,200 | |
| 2022 | $5,932.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 42 (2012–2025) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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