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28 Spruce St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 28 Spruce St, Springfield, MA 01105

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,646 sqft · built 1897
Lot Size0.186 acres (8,120 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Dec 2024)
Tax Bill$4,609 (2026)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:11060 P:0007

Property Details

APN / Parcel Number

Primary APNSPRI S:11060 P:0007
Alternative APN
  • 110600007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,646 sqft Living Area
1st Floor Area538 sqft
Basement Area280 sqft
Unfinished Basement280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 2014
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area8,120 sqft (0.186 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number110600007
Street Address28 SPRUCE ST
CitySPRINGFIELD
StateMA
Zip01105-1563
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract801901

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address66 PINE HILL RD, SPRINGFIELD, MA 01118-1856
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Aug 17, 2018Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleAug 17, 2018 · Amount on Record
Deed Book / Page25691 / 499
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address28 SPRUCE ST, SPRINGFIELD, MA 01105-1563
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023681-33
DateJan 29, 2021
Book Page23681/33
Instrument6691
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 17, 2018
Property Address28 SPRUCE ST, SPRINGFIELD, MA 01105-1563
Document Number22319-334
Book / Page022319 / 000334
Instrument DateJul 31, 2018
Instrument49059
Transaction TypeTransfer
Record UpdatedSep 4, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$697.50
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address37 RODNEY SMITH CIR INDIAN ORCHARD MA 011511954, INDIAN ORCHARD, MA 01151-1954

Mortgage

Document Number22319-336
DateAug 17, 2018
Book Page022319/000336
Instrument49060
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,609.00 (+2.31%)$298,100 (+3.76%) Land $39,700 Building $258,400$348,428
2025$4,505.00 (+13.88%)$287,300 (+23.84%) Land $25,900 Building $261,400
2023$3,956.00$232,000 Land $23,000 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

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