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11 Spruce St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 11 Spruce St, Springfield, MA 01105

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,308 sqft · built 1880
Lot Size0.07 acres (3,040 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Oct 2025)
Tax Bill$4,452 (2025)
Deeds & MortgagesOct 2021 Refinance
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:11060 P:0028

Property Details

APN / Parcel Number

Primary APNSPRI S:11060 P:0028
Alternative APN
  • 110600028

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,308 sqft Living Area
1st Floor Area1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area3,040 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number110600028
Street Address11 SPRUCE ST
CitySPRINGFIELD
StateMA
Zip01105-1513
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2005
Census Tract801901

Owner

Source: Hampden County and Springfield City records · APN SPRI S:11060 P:0028

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 VERNON ST, HOLYOKE, MA 01040-3497
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 20, 2025Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Oct 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Feb 13, 2017Quit Claim Deed, Transfer · FHA Mortgage
PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleFeb 13, 2017 · Amount on Record
Deed Document Number202550012
Deed Book / Page26075 / 458
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address11 SPRUCE ST, SPRINGFIELD, MA 01105-1513
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024204-245
DateOct 26, 2021
Book Page24204/245
Instrument75785
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSPRINGFIELD MA
Recording DateOct 20, 2025
Property Address11 SPRUCE ST, SPRINGFIELD, MA 01105-1513
Document Number026075-458
Book / Page26075 / 458
Instrument DateOct 20, 2025
Instrument50012
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 VERNON ST, HOLYOKE, MA 01040-3497

Mortgage

Document Number0000050013
DateOct 20, 2025
Instrument50013
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Mortgage

Document Number026075-483
DateOct 20, 2025
Book Page26075/483
Instrument50014
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address11 SPRUCE ST, SPRINGFIELD, MA 01105-1513
Document Number22406-176
Instrument DateOct 02, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 SPRUCE ST SPRINGFIELD MA 011051513, SPRINGFIELD, MA 01105-1513

Mortgage

Document Number22406-176
DateOct 17, 2018
Book Page022406/000176
Instrument62318
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateFeb 13, 2017
Property Address11 SPRUCE ST, SPRINGFIELD, MA 01105-1513
Document Number21567-239
Book / Page21567 / 239
Instrument7929
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$26.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number215670241
DateFeb 13, 2017
Instrument21567/0241
Lender
NamePEOPLESBANK (HOLYOKE)
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,452.00 (+20.78%)$283,900 (+31.31%) Land $22,900 Building $261,000
2023$3,686.00$216,200 Land $20,400 Building $195,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 599 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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