Bergen County and Demarest Borough property record for 28 Spruce Pl, Demarest, NJ 07627 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,818 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,000 (Feb 2002) |
| Tax Bill | $15,649 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00127-0000-00034 |
| Primary APN | 09-00127-0000-00034 |
|---|---|
| Alternative APN |
|
| Building Area | 1,818 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 28 SPRUCE PL |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.230AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 127 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00127-0000-00034
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SPRUCE PL, DEMAREST, NJ 07627-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2002 · Amount on Record |
| Deed Sale | Feb 13, 2002 · Amount on Record |
| Prior Sale | Sep 08, 1998 · Amount on Record |
| Deed Book / Page | 8444 / 156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 SPRUCE PL, DEMAREST, NJ 07627-2613 |
| Document Number | 0028502348 |
| Book / Page | 002850 / 002348 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Title Company | CONVENIENT CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 SPRUCE PL DEMAREST NJ 076272613, DEMAREST, NJ 07627-2613 |
| Document Number | 0028502348 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 002850/002348 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.19% |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $867,000 (-) Land $617,000 Building $250,000 | $867,000 (-) Land $617,000 Building $250,000 | |
| 2025 | $15,649.00 (+16.96%) | $867,000 (+98.08%) Land $617,000 Building $250,000 | $867,000 (+98.08%) Land $617,000 Building $250,000 |
| 2024 | $13,380.00 (+7.68%) | ||
| 2023 | $437,700 Land $331,000 Building $106,700 | $437,700 Land $331,000 Building $106,700 | |
| 2022 | $12,426.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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