18 Spruce Pl, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 18 Spruce Pl, Demarest, NJ 07627 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2015
Square Footage	2,860 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Tax Bill	$29,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-00130-0000-00034`
Alternative APN	`090013000034`

Interior

Building Area	2,860 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	100 ft x 100 ft Depth x Width

Location & Zoning

Street Address	18 SPRUCE PL
City	DEMAREST
State	NJ
Zip	07627-2614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.230AC
Legal Subdivision	HILLCREST MANOR REALTY & DEVEL
Legal Block	130
Legal Lot Number	34
Jurisdiction	BERGEN NJ
Minor Civil Division	DEMAREST
Census Blockgroup	1
Census Block	1004
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00130-0000-00034

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 SPRUCE PL, DEMAREST, NJ 07627-2614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 SPRUCE PL, DEMAREST, NJ 07627-2614
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039611357
Date	Feb 17, 2021
Book Page	3961/1357
Instrument	2021020730

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,620,200 (-) Land $617,000 Building $1,003,200	$1,620,200 (-) Land $617,000 Building $1,003,200
2025	$29,245.00 (-1.99%)	$1,620,200 (+65.99%) Land $617,000 Building $1,003,200	$1,620,200 (+65.99%) Land $617,000 Building $1,003,200
2024	$29,839.00 (+7.68%)
2023		$976,100 Land $331,000 Building $645,100	$976,100 Land $331,000 Building $645,100
2022	$27,711.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.