Hampden County and Chicopee City property record for 28 Spence St, Chicopee, MA 01020 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,708 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2021) |
| Tax Bill | $4,357.00 (2025) |
| Primary APN | 71-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 3,449 sqft Gross Area |
| 1st Floor | 1,035 sqft 1st Floor |
| Basement Area | 1,035 sqft Basement |
| Unfinished Basement | 1,035 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 71-00012 |
|---|---|
| Street Address | 28 SPENCE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3313 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Minor Civil Division | CHICOPEE |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 810700 |
Source: Hampden County and Chicopee City records · APN 71-00012
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SPENCE ST, CHICOPEE, MA 01020-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment HOLYOKE CU |
| Oct 07, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage LOWER A LENDING COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2014 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 28 SPENCE ST, CHICOPEE, MA 01020-3313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000233330 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 233330 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2043 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 07, 2021 |
| Property Address | 28 SPENCE ST, CHICOPEE, MA 01020-3313 |
| Document Number | 228002 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 228002 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 SKEELE ST, CHICOPEE, MA 01013-2328 |
| Document Number | 228003 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 228003 |
| Name | LOWER A LENDING COMPANY |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,357.00 (+5.5%) | $287,400 (+2.72%) Land $88,500 Building $198,900 | $359,290 |
| 2024 | $4,130.00 (+6.61%) | $279,800 (+9.43%) Land $86,800 Building $193,000 | |
| 2023 | $3,874.00 | $255,700 Land $78,900 Building $176,800 |
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