12 Spence St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 12 Spence St, Chicopee, MA 01020 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,631 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$226,000 (2017)
Tax Bill$3,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN71-00014
Alternative APN
  • CHIC M:0071 P:00014

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,631 sqft Living Area
Gross Area3,735 sqft Gross Area
1st Floor1,092 sqft 1st Floor
Attic Area720 sqft Attic
Attic1 Attic
Basement Area720 sqft Basement
Unfinished Basement720 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number71-00014
Street Address12 SPENCE ST
CityCHICOPEE
StateMA
Zip01020-3313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup2
Census Block2008
Census Tract810700

Owner

Source: Hampden County and Chicopee City records · APN 71-00014

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 SPENCE ST, CHICOPEE, MA 01020-3313
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2017Quit Claim Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Jul 07, 2017Deed of Trust, Mortgage · Line of Credit
EASTHAMPTON SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2017 · Amount on Record
Deed SaleAug 22, 2017 · Amount on Record
Prior SaleJul 30, 2004 · Amount on Record
Record RefreshedJun 08, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 22, 2017
Property Address12 SPENCE ST, CHICOPEE, MA 01020-3313
Document Number0000211738
Instrument DateAug 08, 2017
Instrument211738
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 LEHIGH ST LUDLOW MA 01056, LUDLOW, MA 01056

Mortgage

Document Number211739
DateAug 22, 2017
Instrument211739
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address12 SPENCE ST, CHICOPEE, MA 01020-3313
Document Number0000211239
Instrument DateJul 07, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211239
DateJul 12, 2017
Instrument211239
Lender
NameEASTHAMPTON SVGS BK
TypeFederal Savings Bank (FSB)
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 11, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,972.00 (+5.53%)$262,000 (+2.75%) Land $88,500 Building $173,500$351,975
2024$3,764.00 (+6.78%)$255,000 (+9.58%) Land $86,800 Building $168,200
2023$3,525.00$232,700 Land $78,900 Building $153,800

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