Buncombe County property record for 28 Spaulding Dr, Candler, NC 28715 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,044 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2025) |
| Tax Bill | $1,904.00 (2024) |
| Primary APN | 735585-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 2,744 sqft Gross Area |
| 1st Floor | 1,372 sqft 1st Floor |
| Basement Area | 1,372 sqft Basement |
| Finished Basement | 672 sqft Finished |
| Unfinished Basement | 700 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,860 sqft (0.41 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | 512 sqft Deck |
|---|---|
| Patio Area | 512 sqft Patio |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 735585-2020-202 |
|---|---|
| Street Address | 28 SPAULDING DR |
| City | CANDLER |
| State | NC |
| Zip | 28715-9439 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: J MICHAEL & SHARON L PHILLIPS LOT: TR 2 PLAT: 0079-0021 |
| Legal Subdivision | J MICHAEL & SHARON L PHILLIPS |
| Legal Tract | 2 |
| Legal Block | 2 |
| Legal Lot Number | TR 2 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LOWER HOMINY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 2505 |
Source: Buncombe County records · APN 735585-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BETTER MTG CORP ISAOA |
| Dec 04, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Jun 05, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2025 · Amount on Record |
| Deed Sale | Oct 09, 2025 · Amount on Record |
| Prior Sale | Dec 04, 2017 · Amount on Record |
| Deed Book / Page | 6532 / 731 |
| Prior Transfer Date | Apr 02, 2007 |
| Prior Transfer Doc | 0043861003 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0062530660 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 6253/660 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RIVERTON, WV 26814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0063261784 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 6326/1784 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 09, 2025 |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Document Number | 0065320731 |
| Book / Page | 6532 / 731 |
| Map Reference | MB 79 PG 21 |
| Instrument Date | Oct 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Name | Verified Name |
|---|---|
| Address | 20 MAGNOLIA AVE, ASHEVILLE, NC 28801-1724 |
| Document Number | 0006532734 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 6532/734 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Document Number | 0060131640 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 28 SPAULLING RD CANDLER NC 28715, CANDLER, NC 28715 |
| Document Number | 0060131640 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 006013/001640 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 04, 2017 |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Document Number | 0056161416 |
| Book / Page | 5616 / 1416 |
| Map Reference | MB 79 PG 21 |
| Instrument Date | Dec 04, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $566.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 SPAULDING DR, 29, CANDLER, NC 28715-9439 |
| Name | Verified Name |
|---|---|
| Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Document Number | 0056161419 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 5616/1419 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 SPAULDING DR, CANDLER, NC 28715-9439 |
| Document Number | 0055591641 |
| Book / Page | 005559 / 001641 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2017 |
| Name | Verified Name |
|---|---|
| Address | 28 SPAULDING DR CANDLER NC 287159439, CANDLER, NC 28715-9439 |
| Document Number | 0055591641 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 005559/001641 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jun 13, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+6.88%) | $298,700 (-) Land $34,900 Building $263,800 | $298,700 (-) Land $34,900 Building $263,800 |
| 2024 | $1,904.00 (+3.2%) | ||
| 2023 | $1,845.00 | $298,700 | $298,700 (-) Land $34,900 Building $263,800 |
| 2021 | $298,700 Land $34,900 Building $263,800 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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