17 Spaulding Dr, Candler, NC 28715 Property Records

Buncombe County property record for 17 Spaulding Dr, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 950 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 2022)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`639510-2020-202`

Property Details

APN / Parcel Number

Primary APN	`639510-2020-202`
Alternative APNs	`9617-18-4813-00000` `961705183748000` `004200500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	639510-2020-202
Street Address	17 SPAULDING DR
City	CANDLER
State	NC
Zip	28715-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UBDIV: A.W. & MAE SPALDING PROPERTY BLOCK: LOT: 3 SECTION: PLAT: 0033-0044
Legal Subdivision	A.W. & MAE SPALDING PROPERTY
Legal Block	2
Legal Lot Number	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	2
Census Block	2001
Census Tract	2505

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 SPAULDING DR, CANDLER, NC 28715-9439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Book / Page	6243 / 1907
Last Transfer Date	Feb 22, 2023
Transfer Doc	0062990034
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 27, 2023
Property Address	17 SPAULDING DR, CANDLER, NC 28715-9439
Document Number	0062990034
Book / Page	6299 / 34
Map Reference	MB 31 PG 67
Instrument Date	Feb 22, 2023
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 SPAULDING DR, CANDLER, NC 28715-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPAULDING DR, CANDLER, NC 28715-9439

Mortgage

Document Number	0000629937
Date	Feb 27, 2023
Instrument	6299/37

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	843 Months
Due	May 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	8.21%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.2%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 (+6.93%)	$165,300 (-) Land $32,200 Building $133,100	$165,300 (-) Land $32,200 Building $133,100
2024	$1,053.00 (+3.13%)
2023	$1,021.00	$165,300	$165,300 (-) Land $32,200 Building $133,100
2021			$165,300 Land $32,200 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20