Old Lyme Town property record for 28 Smiths Neck Rd, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,872 sqft · built 1983 |
| Lot Size | 4.09 acres (178,521 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $27,036 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | OLYM M:42 L:20 |
| Primary APN | OLYM M:42 L:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,872 sqft Living Area |
| Gross Area | 6,500 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Mansion |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 178,521 sqft (4.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | 179600 |
|---|---|
| Street Address | 28 SMITHS NECK RD |
| City | OLD LYME |
| State | CT |
| Zip | 06371-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU40 |
| Legal Lot Number | 20 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 660101 |
28 Smiths Neck Rd is owned and occupied by two individuals.
Source: Old Lyme Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SMITHS NECK RD, OLD LYME, CT 06371-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 28 Smiths Neck Rd was $27,036.
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,036.00 | $1,665,800 Land $757,900 Building $907,900 | $1,166,060 Land $530,530 Building $635,530 |
| 2024 | $27,036.00 (+6.2%) | ||
| 2023 | $25,458.00 | $1,083,300 (-) Land $540,400 Building $542,900 | |
| 2022 | $25,458.00 | $1,083,300 Land $540,400 Building $542,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Smiths Neck Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Smiths Neck Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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