Old Lyme Town property record for 20 Smiths Neck Rd, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,247 sqft · built 1991 |
| Lot Size | 4.79 acres (209,013 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,050,000 (Dec 2020) |
| Tax Bill | $23,321 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | OLYM M:42 L:18 |
| Primary APN | OLYM M:42 L:18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 6,247 sqft Living Area |
| Gross Area | 13,963 sqft |
| Basement Area | 4,783 sqft |
| Unfinished Basement | 3,333 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 209,013 sqft (4.79 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 179400 |
|---|---|
| Street Address | 20 SMITHS NECK RD |
| City | OLD LYME |
| State | CT |
| Zip | 06371-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU40 |
| Legal Lot Number | 18 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 660101 |
20 Smiths Neck Rd is held in a trust since December 2020.
Source: Old Lyme Town records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 25 APPLE HILL LN, LYNNFIELD, MA 01940-1102 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Deed Book / Page | 439 / 1001 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20 Smiths Neck Rd was $23,321.
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,321.00 | $1,436,900 Land $589,700 Building $847,200 | $1,005,830 Land $412,790 Building $593,040 |
| 2023 | $29,932.00 | $1,273,700 (-) Land $417,100 Building $856,600 | |
| 2022 | $29,932.00 | $1,273,700 Land $417,100 Building $856,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Smiths Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Smiths Neck Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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