28 Smith St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 28 Smith St, Closter, NJ 07624 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1971
Square Footage	2,856 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$960,000 (2023)
Tax Bill	$18,200.00 (2025)

Owner

Source: Bergen County and Closter Borough records · APN 07-00302-0000-00017

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 SMITH ST, CLOSTER, NJ 07624-1627
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2023 · Amount on Record
Deed Sale	May 05, 2023 · Amount on Record
Prior Sale	Jun 12, 1996 · Amount on Record
Deed Doc Number	202330460
Deed Book / Page	4987 / 1425
Record Refreshed	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 05, 2023
Property Address	28 SMITH ST, CLOSTER, NJ 07624-1627
Document Number	0049871425
Book / Page	4987 / 1425
Instrument Date	Apr 11, 2023
Instrument	2023030460
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,423.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 PROSPECT AVE # AVE2A, AVE2A, HACKENSACK, NJ 07601-2463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SMITH ST, CLOSTER, NJ 07624-1627
Investor	Possibly a Property Investor

Mortgage

Document Number	2023030461
Date	May 05, 2023
Instrument	2023030461

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,009,100 (+14.88%) Land $560,100 Building $449,000	$1,009,100 (+14.88%) Land $560,100 Building $449,000
2025	$18,200.00 (+3.37%)	$878,400 (+25.02%) Land $492,500 Building $385,900	$878,400 (+25.02%) Land $492,500 Building $385,900
2024	$17,607.00 (+24.28%)
2023		$702,600 Land $387,500 Building $315,100	$702,600 Land $387,500 Building $315,100
2022	$14,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-00302-0000-00017`
Alternative APNs	`070030200017` `137200`

Interior

Building Area	2,856 sqft Living Area
1st Floor	2,856 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame Construction
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	125 ft x 100 ft Depth x Width

Location & Zoning

Account Number	137200
Street Address	28 SMITH ST
City	CLOSTER
State	NJ
Zip	07624-1627
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.29 AC
Legal Block	302
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Minor Civil Division	CLOSTER
Census Blockgroup	1
Census Block	1022
Census Tract	7001