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15 Smith St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 15 Smith St, Closter, NJ 07624 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,037 sqft · built 1951
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Oct 2018)
Tax Bill$13,951 (2025)
Deeds & MortgagesApr 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-00303-0000-00001

Property Details

APN / Parcel Number

Primary APN07-00303-0000-00001
Alternative APNs
  • 070030300001
  • 136010

Interior

Stories1 Story
Building Area2,037 sqft Living Area
1st Floor Area2,037 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions100 ft deep x 90 ft wide

Location & Zoning

Account Number136010
Street Address15 SMITH ST
CityCLOSTER
StateNJ
Zip07624-1662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.21 AC
Legal SubdivisionGREENWAY HOMES ASSOC SEC
Legal Block303
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group1
Census Block1023
Census Tract7001

Owner

Source: Bergen County and Closter Borough records · APN 07-00303-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 SMITH ST, CLOSTER, NJ 07624-1662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS
Oct 04, 2018Deed with Mortgage, Transfer · Conventional Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2018 · Amount on Record
Deed SaleOct 04, 2018 · Amount on Record
Prior SaleJul 09, 2004 · Amount on Record
Deed Document Number20187088302
Deed Book / Page3071 / 2448
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address15 SMITH ST, CLOSTER, NJ 07624-1662
Document Number0035761328
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 SMITH ST CLOSTER NJ 076241662, CLOSTER, NJ 07624-1662

Mortgage

Document Number0035761328
DateApr 21, 2020
Book Page003576/001328
Instrument20041410
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 20, 2030

October 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateOct 04, 2018
Property Address15 SMITH ST, CLOSTER, NJ 07624-1662
Document Number0030712448
Book / Page003071 / 002448
Instrument DateAug 20, 2018
Instrument70883
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$545.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 SMITH ST CLOSTER NJ 076241662, CLOSTER, NJ 07624-1662

Mortgage

Document Number30712454
DateOct 04, 2018
Book Page003071/002454
Instrument70883
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2048

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$763,200 (+13.35%) Land $503,400 Building $259,800$763,200 (+13.35%) Land $503,400 Building $259,800
2025$13,951.00 (+4.31%)$673,300 (+20.53%) Land $450,000 Building $223,300$673,300 (+20.53%) Land $450,000 Building $223,300
2024$13,375.00 (+15.66%)
2023$558,600 Land $352,100 Building $206,500$558,600 Land $352,100 Building $206,500
2022$11,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1999–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2025, rainfall accumulation

Wildfire

Wildfire RiskLow
above 4% of the US · above 10% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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