28 Smith St, Ansonia, CT 06401 Property Records

Ansonia City property record for 28 Smith St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Aug 2021)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Feb 2022 Refinance Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:041 B:0039 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:041 B:0039 L:0000`
Alternative APN	`1880`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,000 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	525 sqft
Attic	Attic
Attic Area	475 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1880
Street Address	28 SMITH ST
City	ANSONIA
State	CT
Zip	06401-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	39
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1003
Census Tract	125400

Owner

Source: Ansonia City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	355 NORTON ST, NEW HAVEN, CT 06511-7115
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Aug 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC
Jan 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Oct 16, 2007 · Amount on Record
Deed Document Number	20211824000003
Deed Book / Page	593 / 565
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	585-690
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	28 SMITH ST, ANSONIA, CT 06401-1423
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000600-749
Date	Feb 4, 2022
Book Page	600/749
Instrument	1848270015

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Aug 10, 2021
Property Address	28 SMITH ST, ANSONIA, CT 06401-1423
Document Number	593-565
Book / Page	593 / 565
Instrument Date	Aug 5, 2021
Instrument	1824000003
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 NORTON ST, NEW HAVEN, CT 06511-7115

Mortgage

Document Number	1824030015
Date	Aug 10, 2021
Instrument	1824030015

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Jan 14, 2021
Property Address	28 SMITH ST, ANSONIA, CT 06401-1423
Document Number	585-690
Book / Page	585 / 690
Instrument Date	Jan 13, 2021
Instrument	1795450003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MAGNOLIA RD, TRUMBULL, CT 06611-2241

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00	$111,510 (-) Land $36,960 Building $74,550	$78,057 Land $25,872 Building $52,185
2024	$3,184.00 (+8.82%)
2023	$2,926.00 (-1.78%)	$111,510 (+41.51%) Land $36,960 Building $74,550
2022	$2,979.00	$78,800 Land $34,600 Building $44,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures