13 Smith St, Ansonia, CT 06401 Property Records

Ansonia City property record for 13 Smith St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,690 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2019)
Tax Bill	$11,200 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:040 B:0064 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:040 B:0064 L:0000`
Alternative APN	`8700`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,690 sqft Living Area
Gross Area	5,535 sqft
1st Floor Area	1,845 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	8700
Street Address	13 SMITH ST
City	ANSONIA
State	CT
Zip	06401-1422
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	64
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1018
Census Tract	125400

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 SMITH ST, ANSONIA, CT 06401-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK
Mar 24, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 19, 2019	Quit Claim Deed, Transfer UNKNOWN
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGES UNLIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	20191751160004
Deed Book / Page	573 / 790
Last Transfer Date	Mar 16, 2025
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	13 SMITH ST, ANSONIA, CT 06401-1422
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000637-105
Date	Jan 13, 2026
Book Page	637/105
Instrument	1999360022

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Mar 24, 2025
Property Address	13 SMITH ST, ANSONIA, CT 06401-1422
Document Number	000629-803
Book / Page	629 / 803
Instrument Date	Mar 16, 2025
Transaction Type	Transfer
Record Updated	Apr 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13 SMITH ST, ANSONIA, CT 06401-1422

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	13 SMITH ST, ANSONIA, CT 06401-1422
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	588-629
Date	Apr 1, 2021
Book Page	588/629
Instrument	1804980005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Dec 19, 2019
Property Address	13 SMITH ST, ANSONIA, CT 06401-1422
Document Number	574-183
Book / Page	000574 / 000183
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SMITH ST ANSONIA CT 06401, ANSONIA, CT 06401

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Nov 27, 2019
Property Address	13 SMITH ST, ANSONIA, CT 06401-1422
Document Number	573-790
Book / Page	573 / 790
Instrument Date	Nov 27, 2019
Instrument	1751160004
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1751170010
Date	Nov 27, 2019
Instrument	1751170010

Lender

Name	MORTGAGES UNLIMITED

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,200.00 (+8.72%)	$380,170 (+5.35%) Land $38,290 Building $341,880	$597,599 (+136.58%)
2025	$10,302.00	$360,850 (-) Land $38,290 Building $322,560	$252,595 Land $26,803 Building $225,792
2024	$10,302.00 (+8.8%)
2023	$9,469.00 (+2.37%)	$360,850 (+47.47%) Land $38,290 Building $322,560
2022	$9,250.00	$244,700 Land $42,700 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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