28 Smith Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 28 Smith Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1924
Square Footage	1,856 sqft Living Area
Lot Size	20,890 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$535,000 (2023)
Tax Bill	$8,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00162 L:00000`
Alternative APN	`4145`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,856 sqft Living Area
Gross Area	3,692 sqft Gross Area
1st Floor	1,019 sqft 1st Floor
Attic Area	837 sqft Attic
Attic	1 Attic
Basement Area	837 sqft Basement
Unfinished Basement	837 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,890 sqft (0.48 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4145
Street Address	28 SMITH AVE
City	NIANTIC
State	CT
Zip	06357-3214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	162
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1011
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00162 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 SMITH AVE, NIANTIC, CT 06357-3214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Deed Doc Number	2023640
Deed Book / Page	1095 / 25
Record Refreshed	Sep 20, 2026

April 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EAST LYME CT
Recording Date	Apr 10, 2023
Property Address	28 SMITH AVE, NIANTIC, CT 06357-3214
Document Number	0001095-25
Book / Page	1095 / 25
Instrument Date	Apr 07, 2023
Instrument	640
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 SMITH AVE, NIANTIC, CT 06357-3214

Mortgage

Document Number	0000000641
Date	Apr 10, 2023
Instrument	641

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,758.00	$312,690 (+20.83%) Land $135,520 Building $177,170	$218,883 Land $94,864 Building $124,019
2024	$8,758.00 (+36.01%)
2023	$6,439.00 (+4.36%)	$258,790 (-) Land $135,520 Building $123,270
2022	$6,170.00	$258,790 Land $135,520 Building $123,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.