20 Smith Ave, #22, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 Smith Ave, #22, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1930
Square Footage	2,588 sqft Living Area
Lot Size	17,841 sqft (0.41 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2004)
Tax Bill	$9,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00160 L:00000`
Alternative APN	`5351`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,588 sqft Living Area
Gross Area	4,741 sqft Gross Area
1st Floor	1,414 sqft 1st Floor
Basement Area	1,174 sqft Basement
Unfinished Basement	1,174 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,841 sqft (0.41 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	5351
Street Address	20 SMITH AVE, 22
City	NIANTIC
State	CT
Zip	06357-3214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	160
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1011
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00160 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 SMITH AVE, 22, NIANTIC, CT 06357-3214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2004 · Amount on Record
Deed Sale	Jun 01, 2004 · Amount on Record
Deed Book / Page	671 / 327
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	20 SMITH AVE # 22, 22, NIANTIC, CT 06357-3214
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1018-655
Date	Oct 01, 2019
Book Page	1018/655

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2044

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,092.00	$324,590 (-) Land $135,030 Building $189,560	$227,213 Land $94,521 Building $132,692
2024	$9,092.00 (+12.58%)
2023	$8,076.00 (+4.37%)	$324,590 (-) Land $135,030 Building $189,560
2022	$7,738.00	$324,590 Land $135,030 Building $189,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.