28 Shaffer Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 28 Shaffer Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,460 sqft · built 1998
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$732,000 (Nov 2021)
Tax Bill	$14,884 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00194-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`06-00194-0000-00025`
Alternative APNs	`060019400025` `S001`

Interior

Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,011 sqft (0.138 acres)

Location & Zoning

Account Number	S001
Street Address	28 SHAFFER RD
City	BRIDGEWATER
State	NJ
Zip	08807-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	201
Legal Subdivision	CAMBRIDGE ESTATES
Legal Block	194
Legal Lot Number	25
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2020
Census Tract	50704

Owner

28 Shaffer Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 SHAFFER RD, BRIDGEWATER, NJ 08807-5742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Nov 4, 2021	Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	202165175
Deed Book / Page	7398 / 1737
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 SHAFFER RD, BRIDGEWATER, NJ 08807-5742
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072042
Date	Dec 14, 2021
Book Page	7409/1612
Instrument	2021072042

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Mar 1, 2036

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 4, 2021
Property Address	28 SHAFFER RD, BRIDGEWATER, NJ 08807-5742
Document Number	0000065175
Book / Page	7398 / 1737
Instrument Date	Nov 2, 2021
Instrument	2021065175
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,584.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4470 HEATHCLIFF WAY, 4470, CUMMING, GA 30041-5824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SHAFFER RD, BRIDGEWATER, NJ 08807-5742

Mortgage

Document Number	0000065176
Date	Nov 4, 2021
Instrument	2021065176

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 SHAFFER RD, BRIDGEWATER, NJ 08807-5742
Document Number	0000009980
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 SHAFFER RD BRIDGEWATER NJ 088075742, BRIDGEWATER, NJ 08807-5742

Mortgage

Document Number	0000009980
Date	Mar 6, 2020
Book Page	007194/003850
Instrument	9980

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 28 Shaffer Rd was $14,884, down 0.2% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,500 (+6.99%) Land $286,900 Building $538,600	$825,500 (+6.99%) Land $286,900 Building $538,600
2025	$14,884.00 (-0.22%)	$771,600 Land $286,900 Building $484,700	$771,600 Land $286,900 Building $484,700
2024	$14,917.00
2023		$699,000 Land $286,900 Building $412,100	$699,000 Land $286,900 Building $412,100
2022	$13,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Shaffer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Shaffer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Shaffer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures