23 Shaffer Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 23 Shaffer Rd, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details2,508 sqft · built 1998
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$248,900 (Jul 1998)
Tax Bill$14,142 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-00194-01-00014

Property Details

APN / Parcel Number

Primary APN06-00194-01-00014
Alternative APNs
  • 0600194000100014
  • S001

Interior

Building Area2,508 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area6,011 sqft (0.138 acres)

Location & Zoning

Account NumberS001
Street Address23 SHAFFER RD
CityBRIDGEWATER
StateNJ
Zip08807-5741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code201
Legal SubdivisionCAMBRIDGE ESTATES
Legal Block194.1
Legal Lot Number14
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2020
Census Tract50704

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 SHAFFER RD, BRIDGEWATER, NJ 08807-5741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 1998 · Amount on Record
Deed SaleJul 14, 1998 · Amount on Record
Deed Book / Page2181 / 230
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address23 SHAFFER RD, BRIDGEWATER, NJ 08807-5741
Transaction TypeMortgage
Record UpdatedApr 3, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 SHAFFER RD, BRIDGEWATER, NJ 08807-5741

Mortgage

Document Number0000007175
DateMar 22, 2023
Book Page7498/12
Instrument2023007175
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$782,700 (+6.77%) Land $286,900 Building $495,800$782,700 (+6.77%) Land $286,900 Building $495,800
2025$14,142.00 (+0.29%)$733,100 (+10.59%) Land $286,900 Building $446,200$733,100 (+10.59%) Land $286,900 Building $446,200
2024$14,101.00 (+14.18%)
2023$662,900 Land $286,900 Building $376,000$662,900 Land $286,900 Building $376,000
2022$12,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35

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