28 Second St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 28 Second St, Tupper Lake, NY 12986

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,484 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Nov 2001)
Tax Bill	$4,402 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Transfer + 1 more
APN	`162001 490.75-7-12`

Property Details

APN / Parcel Number

Primary APN	`162001 490.75-7-12`
Alternative APNs	`200149007500070120000000` `033600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,242 sqft
2nd Floor Area	1,242 sqft
Basement Area	322 sqft
Finished Basement	322 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	617 sqft
Shed	1 Shed
Canopy	800 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	033600
Street Address	28 SECOND ST
City	TUPPER LAKE
State	NY
Zip	12986-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK24 GL106 LOT18
Legal Block	7
Legal Lot Number	12.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	TUPPER LAKE
Census Block Group	1
Census Block	1035
Census Tract	951200

Owner

Source: Franklin County and Tupper Lake Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 SECOND ST, TUPPER LAKE, NY 12986-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage ADIRONDACK REGIONAL FCU
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2001 · Amount on Record
Deed Sale	Nov 13, 2001 · Amount on Record
Deed Book / Page	788 / 270
Last Transfer Date	Mar 26, 2019
Transfer Doc	0000001528
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	28 SECOND ST, TUPPER LAKE, NY 12986-2011
Document Number	0000000065
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SECOND ST TUPPER LAKE NY 129862011, TUPPER LAKE, NY 12986-2011

Mortgage

Document Number	0000000065
Date	Jan 6, 2021
Instrument	65

Lender

Name	ADIRONDACK REGIONAL FCU
Type	Credit Union
Address	TUPPER LAKE, NY 12986

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2036

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 8, 2019
Property Address	28 SECOND ST, TUPPER LAKE, NY 12986-2011
Document Number	0000001528
Instrument Date	Mar 26, 2019
Instrument	1528
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SECOND ST TUPPER LAKE NY 129862011, TUPPER LAKE, NY 12986-2011

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	28 SECOND ST, TUPPER LAKE, NY 12986-2011
Document Number	0000000270
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 SECOND ST TUPPER LAKE NY 129862011, TUPPER LAKE, NY 12986-2011

Mortgage

Document Number	0000000270
Date	Jan 18, 2017
Instrument	270

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2037

Tax Assessment & Valuation

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Tupper Lake Town
Municipality	Tupper Lake Village
Unified School District	Tupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,402.00 (+6.15%) Homeowner's exemption
2025	$4,147.00	$100,600 (-) Land $11,500 Building $89,100	$167,667 (+16.67%) Land $19,167 Building $148,500
2023		$100,600 Land $11,500 Building $89,100	$143,714 Land $16,429 Building $127,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUPPER LAKE V serves 5,500 people · EPA ID NY1600012
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SLICFiber, Verizon.

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