16 Second St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 16 Second St, Tupper Lake, NY 12986

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,861 sqft · built 1896
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$109,250 (Sep 2015)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage + 1 more
APN	`162001 490.75-7-9`

Property Details

APN / Parcel Number

Primary APN	`162001 490.75-7-9`
Alternative APNs	`200149007500070090000000` `033900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,216 sqft
Upper Floors Area	645 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Slab
Porch Area	654 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	033900
Street Address	16 SECOND ST
City	TUPPER LAKE
State	NY
Zip	12986-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK24 GL106 LOT21
Legal Block	7
Legal Lot Number	9.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	TUPPER LAKE
Census Block Group	1
Census Block	1035
Census Tract	951200

Owner

Source: Franklin County and Tupper Lake Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 SECOND ST, TUPPER LAKE, NY 12986-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 18, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Deed Book / Page	2015 / 4830
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	16 SECOND ST, TUPPER LAKE, NY 12986-2011
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001337
Date	Mar 13, 2024
Instrument	2024-1337

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	16 SECOND ST, TUPPER LAKE, NY 12986-2011
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000415
Date	Jan 25, 2022
Instrument	2022-415

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN NY
Property Address	16 SECOND ST, TUPPER LAKE, NY 12986-2011
Document Number	0000000751
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SECOND ST TUPPER LAKE NY 129862011, TUPPER LAKE, NY 12986-2011

Mortgage

Document Number	0000000751
Date	Feb 12, 2018
Instrument	751

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Tupper Lake Town
Municipality	Tupper Lake Village
Unified School District	Tupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,561.00	$86,400 (-) Land $10,900 Building $75,500	$144,000 (+16.67%) Land $18,167 Building $125,833
2023		$86,400 Land $10,900 Building $75,500	$123,429 Land $15,571 Building $107,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUPPER LAKE V serves 5,500 people · EPA ID NY1600012
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SLICFiber, Verizon.

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