28 Sears St, San Francisco, CA 94112 Property Records

San Francisco City property record for 28 Sears St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,487 sqft · built 1926
Lot Size	0.001 acres (25 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Feb 1996)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Line of Credit + 1 more
APN	`7141-006`

Property Details

APN / Parcel Number

Primary APN	`7141-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	25 sqft (0.001 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Covered

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 SEARS ST
City	SAN FRANCISCO
State	CA
Zip	94112-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	BLK 9 LOT 30
Legal Subdivision	SEARS SUBDIVISION OF WEST END MAP #2
Legal Block	7141
Legal Lot Number	6
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	1
Census Block	1002
Census Tract	26201

Owner

28 Sears St is owned and occupied by an individual who acquired it in May 2004.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 1996 · Amount on File
Deed Sale	Feb 6, 1996 · Amount on File
Deed Document Number	1996925557
Deed Book / Page	563 / 245
Last Transfer Date	May 27, 2004
Transfer Doc	0000744125
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028

Mortgage

Document Number	0000102758
Date	Dec 8, 2025
Instrument	2025102758

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028

Mortgage

Document Number	0000102346
Date	Nov 16, 2022
Instrument	2022102346

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SEARS ST, SAN FRANCISCO, CA 94112-4028

Mortgage

Document Number	2021019256
Date	Feb 4, 2021
Instrument	2021019256

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Sears St was $7,732 with a homeowner's exemption.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,481 (+2.02%) Land $237,233 Building $367,248
2025	$7,732.00 Homeowner's exemption	$592,540 Land $232,546 Building $359,994
2023	$7,390.00 (+2.11%) Homeowner's exemption	$569,536 Land $223,518 Building $346,018
2022	$7,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 28 Sears St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Sears St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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