28 Saddlebrook Rd, Sherborn, MA 01770 Property Records

Middlesex County and Sherborn Town property record for 28 Saddlebrook Rd, Sherborn, MA 01770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,315 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Oct 2021)
Tax Bill	$25,003 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHER M:0008 B:0000 L:65-3`

Property Details

APN / Parcel Number

Primary APN	`SHER M:0008 B:0000 L:65-3`
Alternative APN	`M:0008 B:0000 L:65=3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,315 sqft Living Area
Gross Area	4,526 sqft
Basement Area	1,198 sqft
Unfinished Basement	839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 SADDLEBROOK RD
City	SHERBORN
State	MA
Zip	01770-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	65-3
Jurisdiction	SHERBORN MA
Township / Civil Division	SHERBORN
Census Block Group	2
Census Block	2023
Census Tract	386100

Owner

Source: Middlesex County and Sherborn Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SADDLEBROOK RD, SHERBORN, MA 01770-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jul 30, 1993 · Amount on Record
Deed Document Number	2021238501
Deed Book / Page	79038 / 341
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBORN MA
Recording Date	Oct 29, 2021
Property Address	28 SADDLEBROOK RD, SHERBORN, MA 01770-1222
Document Number	79038-341
Book / Page	79038 / 341
Instrument Date	Oct 29, 2021
Instrument	238501
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SADDLEBROOK RD, SHERBORN, MA 01770-1222

Mortgage

Document Number	238502
Date	Oct 29, 2021
Instrument	238502

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBORN MA
Property Address	28 SADDLEBROOK RD, SHERBORN, MA 01770-1222
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77103-182
Date	Mar 1, 2021
Book Page	77103/182
Instrument	45804

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBORN MA
Property Address	28 SADDLEBROOK RD, SHERBORN, MA 01770-1222
Document Number	70070-450
Book / Page	070070 / 000450
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70070-450
Date	Oct 13, 2017
Book Page	070070/000450
Instrument	5781

Lender

Name	SHARON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

Source: Middlesex County and Sherborn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sherborn Town
Secondary School District	Dover-Sherborn School District (06 - 12)
Elementary School District	Sherborn School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,003.00 (+4.04%)	$1,596,600 (+10.15%) Land $594,600 Building $996,700	$1,472,658 (+0.32%)
2025	$24,033.00 (+9.75%)	$1,449,500 (+12.2%) Land $457,400 Building $992,100	$1,467,940 (+2.56%)
2024	$21,898.00 (+13.23%)	$1,291,900 (+20.31%) Land $437,800 Building $854,100	$1,431,270
2023	$19,339.00	$1,073,800 Land $437,800 Building $636,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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