Richland County property record for 28 S Olmstead Ln, Elgin, SC 29045
| Details | 3 bd · 2.5 ba · 1,563 sqft · built 2023 |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,900 (May 2023) |
| Tax Bill | $2,013 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R25814-16-10 |
| Primary APN | R25814-16-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Lot Area | 2,178 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 28 S OLMSTEAD LN |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-6412 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | PD |
| Legal Description | LOT 17 22X99.2X22.2X99.1 #SU WOODCREEK TOWNHOMES #PR RB2773-1961 |
| Legal Lot Number | 17,22 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 11407 |
28 S Olmstead Ln is owned by an individual who bought it in May 2023.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Correction Deed · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 31, 2023 | Deed, Subdivision Related Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on File |
| Deed Sale | May 31, 2023 · Amount on File |
| Deed Document Number | 202322501 |
| Deed Book / Page | 2839 / 1864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 31, 2023 |
| Property Address | 28 S OLMSTEAD LN, ELGIN, SC 29045-6412 |
| Document Number | 0028622810 |
| Book / Page | 2862 / 2810 |
| Map Reference | MB 2773 PG 1961 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023038000 |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, HARVEY & VALLINI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 S OLMSTEAD LN, ELGIN, SC 29045-6412 |
| Document Number | 2023038001 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023038001 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 31, 2023 |
| Property Address | 28 S OLMSTEAD LN, ELGIN, SC 29045-6412 |
| Document Number | 0028391864 |
| Book / Page | 2839 / 1864 |
| Map Reference | MB 2773 PG 1961 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023022501 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, HARVEY & VALLINI LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 S OLMSTEAD LN, ELGIN, SC 29045-6412 |
| Document Number | 2023022502 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023022502 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 28 S Olmstead Ln was $2,013.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,013.00 | $228,900 Land $13,000 Building $215,900 | $228,900 Land $13,000 Building $215,900 |
| 2023 | $286.00 Additional exemption filed |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 S Olmstead Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 S Olmstead Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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