26 S Olmstead Ln, Elgin, SC 29045 Property Records

Richland County property record for 26 S Olmstead Ln, Elgin, SC 29045

Property Summary

Details	3 bd · 2.5 ba · 1,563 sqft · built 2023
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$237,900 (Jul 2023)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R25814-16-09`

Property Details

APN / Parcel Number

Primary APN	`R25814-16-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,563 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Lot Area	2,178 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	26 S OLMSTEAD LN
City	ELGIN
State	SC
Zip	29045-6412
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 16 22X99.1X25X110.7 #SU WOODCREEK TOWNHOMES #PR RB2773-1961
Legal Lot Number	16,22
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2049
Census Tract	11407

Owner

26 S Olmstead Ln is owned by an individual who bought it in July 2023.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Deed Document Number	202330121
Deed Book / Page	2851 / 905
Record Updated	Sep 20, 2026

July 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 17, 2023
Property Address	26 S OLMSTEAD LN, ELGIN, SC 29045-6412
Document Number	0028510905
Book / Page	2851 / 905
Map Reference	MB 2841 PG 468
Instrument Date	Jul 6, 2023
Instrument	2023030121
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 S OLMSTEAD LN, ELGIN, SC 29045-6412

Mortgage

Document Number	2023030122
Date	Jul 17, 2023
Instrument	2023030122

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 26 S Olmstead Ln was $2,092.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$237,900 Land $13,000 Building $224,900	$237,900 Land $13,000 Building $224,900
2023	$68.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 S Olmstead Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 S Olmstead Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20