28 S Main St, Centerville (Dayton), OH 45458 Property Records

Montgomery County property record for 28 S Main St, Centerville, OH 45458 · Last verified February 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,018 sqft · built 1948
Lot Size	0.187 acres (8,189 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Apr 2018)
Tax Bill	$5,356 (2024)
Deeds & Mortgages	Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O68 00107 0029`

Property Details

APN / Parcel Number

Primary APN	`O68 00107 0029`

Interior

Stories	2 Stories
Building Area	4,018 sqft Total Area
1st Floor Area	2,952 sqft
2nd Floor Area	1,066 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,189 sqft (0.187 acres)
Garage Type	Attached
Fence	Fence
Loading Dock	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 S MAIN ST
City	CENTERVILLE
State	OH
Zip	45458-2360
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	5-3-30
Legal Subdivision	MRS
Legal Lot Number	29
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	40302

Owner

Source: Montgomery County records · APN O68 00107 0029

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	28 S MAIN ST, CENTERVILLE, OH 45458-2360
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2018 · Amount on Record
Deed Sale	Apr 06, 2018 · Amount on Record
Deed Document Number	2018-00019130
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 06, 2018
Property Address	28 S MAIN ST, CENTERVILLE, OH 45458-2360
Document Number	0000019130
Instrument Date	Apr 04, 2018
Instrument	19130
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 S MAIN ST CENTERVILLE OH 454582563, CENTERVILLE, OH 45458-2563

Mortgage

Document Number	19131
Date	Apr 06, 2018
Instrument	19131

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,200 (-) Land $14,440 Building $47,760
2024	$5,356.00 (+7.08%)
2023	$5,002.00 (-10.2%)	$62,200 (+5%) Land $14,440 Building $47,760	$177,720 (+5%) Land $41,270 Building $136,450
2022	$5,570.00	$59,240 Land $13,760 Building $45,480
2020			$169,250 Land $39,310 Building $129,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Centerville Historic District listed 1974 · 40 contributing resources · NRIS 74001577

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.