18 S Main St, Centerville (Dayton), OH 45458 Property Records

Montgomery County property record for 18 S Main St, Centerville, OH 45458

Property Summary

Property Type	Commercial Office
Details	792 sqft · built 1930
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Company Names on Record
Last Sale	$2,403 (Feb 2022)
Tax Bill	$2,588 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00107-0062`

Property Details

APN / Parcel Number

Primary APN	`O68-00107-0062`

Interior

Stories	1 Story
Building Area	792 sqft Gross Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,309 sqft (0.053 acres)
View / Lot	Major Commercial Strip
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 S MAIN ST
City	CENTERVILLE
State	OH
Zip	45458-2360
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	5-3-30
Legal Subdivision	MRS
Legal Lot Number	62
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	40302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centerville Historic District listed 1974 · 40 contributing resources · NRIS 74001577

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1000 RIVERSIDE AVE, 400, JACKSONVILLE, FL 32204-4108
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Sep 8, 2020	Deed of Trust, Mortgage UNION SVGS
Dec 9, 2019	Deed of Trust, Mortgage UNION SVGS
Jul 17, 2017	Deed of Trust, Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	202210606
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 S MAIN ST, CENTERVILLE, OH 45458-2360
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008046
Date	Feb 14, 2023
Instrument	202300008046

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 S MAIN ST, CENTERVILLE, OH 45458-2360
Document Number	0000062952
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 S MAIN ST #22 CENTERVILLE OH 454582360, 22, CENTERVILLE, OH 45458-2360

Mortgage

Document Number	0000062952
Date	Oct 20, 2020
Instrument	62952

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 S MAIN ST, CENTERVILLE, OH 45458-2360
Document Number	0000071737
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 S MAIN ST CENTERVILLE OH 454582360, CENTERVILLE, OH 45458-2360

Mortgage

Document Number	0000071737
Date	Dec 23, 2019
Instrument	71737

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	18 S MAIN ST, CENTERVILLE, OH 45458-2360
Document Number	0000042927
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000042927
Date	Jul 21, 2017
Instrument	42927

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,700 (-) Land $6,320 Building $23,380	$84,870 (-) Land $18,070 Building $66,800
2024	$2,588.00 (+7.43%)
2023	$2,409.00 (+40.3%)	$29,700 (+63.01%) Land $6,320 Building $23,380	$84,870 (+62.99%) Land $18,070 Building $66,800
2022	$1,717.00	$18,220 Land $3,880 Building $14,340
2020			$52,070 Land $11,090 Building $40,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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