New Castle County property record for 28 S Cummings Dr, Middletown, DE 19709
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,015 sqft · built 2004 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,000 (Mar 2006) |
| Tax Bill | $3,319 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-020.00-045 |
| Primary APN | 23-020.00-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,015 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 S CUMMINGS DR |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-1664 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 23R-3 |
| Legal Subdivision | MIDDLETOWN CROSSING |
| Legal Lot Number | 209 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 16614 |
Source: New Castle County records · APN 23-020.00-045
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 05, 2020 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Oct 04, 2017 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2006 · Amount on Record |
| Deed Sale | Mar 06, 2006 · Amount on Record |
| Prior Sale | Feb 26, 2004 · Amount on Record |
| Deed Document Number | 200621710 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Aug 05, 2020 |
| Property Address | 28 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664 |
| Document Number | 0000064558 |
| Map Reference | DOC 20030429-0050913 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 20200805-0064558 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664 |
| Document Number | 0000064562 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 20200805-0064562 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Oct 04, 2017 |
| Property Address | 28 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664 |
| Document Number | 0000051611 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 20171004-0051611 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664 |
| Document Number | 0000051612 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 20171004-0051612 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Middletown Town |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,319.00 (+28.34%) | $493,600 (+487.62%) Land $66,200 Building $427,400 |
| 2023 | $2,586.00 (+0.15%) | $84,000 (-) Land $8,200 Building $75,800 |
| 2022 | $2,582.00 | $84,000 Land $8,200 Building $75,800 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Xfinity.
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILLOW GROVE MILL serves 3,090 people |
|---|---|
| Water Source | Purchased groundwater from ARTESIAN WATER COMPANY |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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