24 S Cummings Dr, Middletown, DE 19709 Property Records

New Castle County property record for 24 S Cummings Dr, Middletown, DE 19709

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,626 sqft · built 2004
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Oct 2016)
Tax Bill$2,399 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-020.00-043

Property Details

APN / Parcel Number

Primary APN23-020.00-043

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,626 sqft Living Area
1st Floor Area714 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address24 S CUMMINGS DR
CityMIDDLETOWN
StateDE
Zip19709-1664
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code23R-3
Legal SubdivisionMIDDLETOWN CROSSING
Legal Lot Number207
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1007
Census Tract16614

Owner

Source: New Castle County records · APN 23-020.00-043

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address24 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
DEXSTA FCU
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2016 · Amount on Record
Deed SaleOct 18, 2016 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number201653518
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address24 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664
Transaction TypeMortgage
Record UpdatedOct 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064318
DateSep 26, 2023
Instrument20230926-0064318
Lender
NameDEXSTA FCU
TypeCredit Union
AddressWILMINGTON, DE 19803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address24 S CUMMINGS DR, MIDDLETOWN, DE 19709-1664
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042201
DateApr 09, 2021
Instrument20210409-0042201
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityMiddletown Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$2,399.00 (+15.78%)$356,800 (+430.16%) Land $66,200 Building $290,600
2023$2,072.00 (+0.14%)$67,300 (-) Land $8,200 Building $59,100
2022$2,069.00$67,300 Land $8,200 Building $59,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030166141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Xfinity.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system DE0020122, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILLOW GROVE MILL
serves 3,090 people
Water SourcePurchased groundwater from ARTESIAN WATER COMPANY
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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