Worcester County and Worcester City property record for 28 Royal Rd, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1956 |
| Lot Size | 0.242 acres (10,558 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,000 (Dec 2020) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-014-00020 |
| Primary APN | 27-014-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 3,177 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,558 sqft (0.242 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 27-014-00020 |
|---|---|
| Street Address | 28 ROYAL RD |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 14 |
| Legal Lot Number | 20 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 733101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 ROYAL RD, WORCESTER, MA 01603-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL LENDING CORP |
| Dec 16, 2020 | Fiduciary Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | Jul 31, 2006 · Amount on Record |
| Deed Document Number | 2020156832 |
| Deed Book / Page | 64001 / 186 |
| Transfer Doc | 39486-263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 28 ROYAL RD, WORCESTER, MA 01603-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069788-175 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 69788/175 |
| Instrument | 87993 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 28 ROYAL RD, WORCESTER, MA 01603-1941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067195-120 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 67195/120 |
| Instrument | 23577 |
| Name | NATIONAL LENDING CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 16, 2020 |
| Property Address | 28 ROYAL RD, WORCESTER, MA 01603-1941 |
| Document Number | 64001-186 |
| Book / Page | 064001 / 000186 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 156832 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 ROYAL RD WORCESTER MA 016031941, WORCESTER, MA 01603-1941 |
| Document Number | 64001-189 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 064001/000189 |
| Instrument | 156833 |
| Name | NATIONS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+2.54%) | $340,640 (+1.84%) Land $104,740 Building $235,900 | $411,843 (+26.54%) |
| 2025 | $4,412.00 (+6.54%) | $334,485 (+15.82%) Land $98,585 Building $235,900 | $325,470 (+0.94%) |
| 2024 | $322,430 | ||
| 2023 | $4,141.00 | $288,804 Land $85,704 Building $203,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures