Worcester County and Worcester City property record for 12 Royal Rd, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 1900 |
| Lot Size | 0.209 acres (9,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Oct 2015) |
| Tax Bill | $6,177 (2026) |
| Deeds & Mortgages | Dec 2024 Line of Credit Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-011-00021 |
| Primary APN | 27-011-00021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 4,784 sqft |
| 1st Floor Area | 1,221 sqft |
| Attic | Attic |
| Attic Area | 858 sqft |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 1,221 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,096 sqft (0.209 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 27-011-00021 |
|---|---|
| Street Address | 12 ROYAL RD |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Subdivision | SUBDIVISION LAND HARVARD |
| Legal Block | 11 |
| Legal Lot Number | 21 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 733101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2015 · Amount on Record |
| Deed Sale | Oct 8, 2015 · Amount on Record |
| Prior Sale | Oct 26, 2012 · Amount on Record |
| Deed Book / Page | 54407 / 198 |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 0066582-27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071433-379 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 71433/379 |
| Instrument | 105423 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Document Number | 66582-27 |
| Book / Page | 66582 / 27 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 163415 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Document Number | 66582-30 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 66582/30 |
| Instrument | 163416 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Document Number | 0066582-27 |
| Book / Page | 66582 / 27 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 163415 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ROYAL RD, WORCESTER, MA 01603-1940 |
| Document Number | 0000163416 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 163416 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,177.00 (+2.88%) | $465,100 (+2.17%) Land $104,400 Building $360,700 | $487,879 (+8.99%) |
| 2025 | $6,004.00 (+11.33%) | $455,200 (+21.03%) Land $98,200 Building $357,000 | $447,640 (-0.19%) |
| 2024 | $448,495 | ||
| 2023 | $5,393.00 | $376,100 Land $85,400 Building $290,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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