Norfolk County and Needham Town property record for 28 Rosegate Rd, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 2000 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Sep 2024) |
| Tax Bill | $13,788 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0870007500000 |
| Primary APN | M:0870007500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,328 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,839 sqft (0.157 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 28 ROSEGATE RD |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAM |
| Legal Block | 75 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHSTAR MORTGAGE CORP |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHSTAR MORTGAGE CORP |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on Record |
| Deed Sale | Sep 26, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2010 · Amount on Record |
| Deed Document Number | 202463328 |
| Deed Book / Page | 42016 / 531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jun 2, 2026 |
| Property Address | 28 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820 |
| Document Number | 0000036718 |
| Book / Page | 43143 / 491 |
| Instrument Date | May 22, 2026 |
| Instrument | 202636718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820 |
| Document Number | 043143-491, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 43143/491 |
| Instrument | 202636718 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 28 ROSEGATE RD, NEEDHAM, MA 02494-1820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040949-87 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 40949/87 |
| Instrument | 101278 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 28 ROSEGATE RD, NEEDHAM, MA 02494-1820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39766-22 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 39766/22 |
| Instrument | 109511 |
| Name | NORTHSTAR MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 28 ROSEGATE RD, NEEDHAM, MA 02494-1820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35963-530 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 35963/530 |
| Instrument | 35573 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 28 ROSEGATE RD, NEEDHAM, MA 02494-1820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38031-374 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 38031/374 |
| Instrument | 61640 |
| Name | NORTHSTAR MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 28 ROSEGATE RD, NEEDHAM, MA 02494-1820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38575-35 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 38575/35 |
| Instrument | 122727 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,788.00 (+23.25%) | $1,300,800 (+51.63%) Land $711,800 Building $589,000 | $1,325,440 (+2.25%) |
| 2024 | $1,296,275 | ||
| 2023 | $11,187.00 | $857,900 Land $390,400 Building $467,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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