10 Rosegate Rd, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 10 Rosegate Rd, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,147 sqft · built 2008
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$1,685,000 (May 2026)
Tax Bill$13,957 (2025)
Deeds & MortgagesFeb 2024 Refinance
Jun 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:0870007700000

Property Details

APN / Parcel Number

Primary APNM:0870007700000
Alternative APN
  • NEED M:087.0 B:0077 L:0000.0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area1,147 sqft Living Area
Gross Area2,868 sqft
1st Floor Area1,147 sqft
Basement Area1,147 sqft
Unfinished Basement1,147 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address10 ROSEGATE RD
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionNEEDHAM
Legal Block77
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group1
Census Block1010
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Jun 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
May 1, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SIRVA MORTGAGE INC
May 1, 2026Quit Claim Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Mar 2, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleJul 8, 2013 · Amount on Record
Deed Document Number202628517
Deed Book / Page43083 / 586
Transfer Doc27551-41
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address10 ROSEGATE RD, NEEDHAM, MA 02494-1820
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041640-248
DateFeb 14, 2024
Book Page41640/248
Instrument8995
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address10 ROSEGATE RD, NEEDHAM, MA 02494-1820
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039487-92
DateJun 7, 2021
Book Page39487/92
Instrument74384
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Recording DateMay 1, 2026
Property Address10 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820
Document Number00043084-1
Book / Page43084 / 1
Instrument DateMay 1, 2026
Instrument202628519
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820

Mortgage

Document Number0000028519,
DateMay 1, 2026
Book Page43084/1
Instrument202628519
Lender
NameSIRVA MORTGAGE INC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2031
Interest
Rate6.46%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateMay 1, 2026
Property Address10 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820
Document Number0000028517
Book / Page43083 / 586
Instrument DateApr 23, 2026
Instrument2026.28517
Transaction TypeTransfer
Record UpdatedMay 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 ROSEGATE RD, NEEDHAM HEIGHTS, MA 02494-1820

Mortgage

DateMay 1, 2026
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address10 ROSEGATE RD, NEEDHAM, MA 02494-1820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35831-495
DateMar 2, 2018
Book Page35831/495
Instrument16998
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,957.00 (+10.32%)$1,316,700 (+35.71%) Land $693,500 Building $623,200$1,337,600 (-2.96%)
2024$1,378,355
2023$12,651.00$970,200 Land $452,200 Building $518,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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