Essex County and Marblehead Town property record for 28 Rose Ave, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,143 sqft · built 1935 |
| Lot Size | 0.181 acres (7,871 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,870,000 (Jun 2024) |
| Tax Bill | $14,423 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0024 B:0040 L:0 |
| Primary APN | MARB M:0024 B:0040 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 4,143 sqft Living Area |
| Gross Area | 5,759 sqft |
| Basement Area | 1,208 sqft |
| Unfinished Basement | 483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,871 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 28 ROSE AVE |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 40 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jul 12, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BERKSHIRE BANK |
| Feb 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on Record |
| Deed Sale | Jun 5, 2024 · Amount on Record |
| Prior Sale | Jan 18, 2011 · Amount on Record |
| Deed Document Number | 20242000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041161-439 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 41161/439 |
| Instrument | 96 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40165-196 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 40165/196 |
| Instrument | 20210810003610 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38138-297 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 38138/297 |
| Instrument | 20191220008840 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37657-558 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 37657/558 |
| Instrument | 20190712000240 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ROSE AVE, MARBLEHEAD, MA 01945-1822 |
| Document Number | 37362-177 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 28 ROSE AVE MARBLEHEAD MA 019451822, MARBLEHEAD, MA 01945-1822 |
| Document Number | 37362-177 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 037362/000177 |
| Instrument | 4001690 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,423.00 (+5.03%) | $1,684,900 (+11.05%) Land $662,700 Building $1,022,200 | $1,702,017 (-2.29%) |
| 2025 | $13,732.00 (+18.32%) | $1,517,300 (+17.14%) Land $587,700 Building $929,600 | $1,741,920 |
| 2024 | $11,606.00 (+8.61%) | $1,295,300 (+21.21%) Land $625,200 Building $670,100 | |
| 2023 | $10,686.00 | $1,068,600 Land $550,200 Building $518,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2012 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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