21 Rose Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 21 Rose Ave, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,860 sqft · built 1934
Lot Size0.197 acres (8,581 sqft)
Owner2 Individual Names on File
Last Sale$716,000 (Jul 2017)
Tax Bill$9,799 (2026)
Deeds & MortgagesDec 2020 Line of Credit
Jul 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0024 B:0031 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0024 B:0031 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,860 sqft Living Area
Gross Area4,404 sqft
Basement Area1,000 sqft
Unfinished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,581 sqft (0.197 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 ROSE AVE
CityMARBLEHEAD
StateMA
Zip01945-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block31
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group5
Census Block5006
Census Tract203100

Owner

21 Rose Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 ROSE AVE, MARBLEHEAD, MA 01945-1821
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
SALEM FIVE CENTS SAVINGS BANK
Jul 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Jul 21, 2017Quit Claim Deed, Transfer
SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2017 · Amount on File
Deed SaleJul 21, 2017 · Amount on File
Deed Book / Page36039 / 465
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 ROSE AVE, MARBLEHEAD, MA 01945-1821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39328-353
DateDec 22, 2020
Book Page39328/353
Instrument20201222003370
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address21 ROSE AVE, MARBLEHEAD, MA 01945-1821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38680-222
DateJul 3, 2020
Book Page38680/222
Instrument20200703000400
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueAug 1, 2040

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 21, 2017
Property Address21 ROSE AVE, MARBLEHEAD, MA 01945-1821
Document Number36039-465
Book / Page36039 / 465
Instrument751
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$67.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ROSE AVE, MARBLEHEAD, MA 01945-1821

Mortgage

Document Number360390468
DateJul 21, 2017
Instrument36039/0468
Lender
NameSALEM FIVE MTG CO
Agreement
AmountAmount on Record
Term360 Months
DueJul 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Rose Ave was $9,799, up 6% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,799.00 (+5.97%)$1,144,700 (+12.03%) Land $675,900 Building $460,700$1,185,361 (+6.05%)
2025$9,247.00 (+12.56%)$1,021,800 (+11.45%) Land $599,400 Building $422,400$1,117,770
2024$8,215.00 (-5.36%)$916,800 (+5.62%) Land $637,700 Building $279,100
2023$8,680.00$868,000 Land $561,100 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Rose Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1978–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Rose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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