Hampshire County and Middlefield Town property record for 28 Root Rd, Chester, MA 01011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1994 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,221 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| APN | MIDD M:407.0 B:0064 L:0003.0 |
| Primary APN | MIDD M:407.0 B:0064 L:0003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 112,385 sqft (2.58 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 ROOT RD |
|---|---|
| City | CHESTER |
| State | MA |
| Zip | 01011-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | MIDDLEFIELD |
| Legal Block | 64 |
| Legal Lot Number | 3.0 |
| Jurisdiction | MIDDLEFIELD MA |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 822700 |
Source: Hampshire County and Middlefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 ROOT RD, CHESTER, MA 01011-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD MA |
| Property Address | 28 ROOT RD, MIDDLEFIELD, MA 01243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014633-255 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 14633/255 |
| Instrument | 16106 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampshire County and Middlefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Middlefield Town |
| Unified School District | Gateway School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,221.00 (-0.12%) | $231,400 (+8.64%) Land $28,900 Building $202,500 | $277,590 (+10.89%) |
| 2024 | $4,226.00 (+19.89%) | $213,000 (-) Land $30,300 Building $182,700 | $250,325 |
| 2023 | $3,525.00 | $213,000 Land $30,300 Building $182,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2001–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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