26 Root Rd, Chester, MA 01011 Property Records

Hampshire County and Middlefield Town property record for 26 Root Rd, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1994
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Apr 2022 Refinance Sep 2021 Refinance
APN	`MIDD M:407.0 B:0064 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:407.0 B:0064 L:0002.0`
Alternative APN	`MDFL M:407.0 B:0064 L:0002.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	26 ROOT RD
City	CHESTER
State	MA
Zip	01011-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MIDDLEFIELD
Legal Block	64
Legal Lot Number	2.0
Jurisdiction	MIDDLEFIELD MA
Township / Civil Division	MIDDLEFIELD
Census Block Group	3
Census Block	3041
Census Tract	822700

Owner

Source: Hampshire County and Middlefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 ROOT RD, CHESTER, MA 01011-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance BLUE WATER MORTGAGE CORPORATION
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUE WATER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000008286
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEFIELD MA
Recording Date	Apr 19, 2022
Property Address	26 ROOT RD, MIDDLEFIELD, MA 01243
Document Number	014526-200
Book / Page	14526 / 200
Instrument Date	Apr 11, 2022
Instrument	8286
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ROOT RD, MIDDLEFIELD, MA 01243

Mortgage

Document Number	014526-204
Date	Apr 19, 2022
Book Page	14526/204
Instrument	8287

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD MA
Property Address	26 ROOT RD, MIDDLEFIELD, MA 01243
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14256-44
Date	Sep 8, 2021
Book Page	14256/44
Instrument	22306

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Hampshire County and Middlefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Middlefield Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00 (+0.54%)	$274,300 (+9.37%) Land $29,200 Building $245,100	$319,010 (+11.67%)
2024	$4,976.00 (+19.87%)	$250,800 (-) Land $30,600 Building $220,200	$285,665
2023	$4,151.00	$250,800 Land $30,600 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2001–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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