28 Rock St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 28 Rock St, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 1897
Lot Size0.052 acres (2,300 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Dec 2014)
Tax Bill$10,647 (2024)
Flood ZoneZone X (minimal risk)
APN372601 48.12-2-44

Property Details

APN / Parcel Number

Primary APN372601 48.12-2-44
Alternative APNs
  • 260104801200020440000000
  • 031050

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,464 sqft Living Area
1st Floor Area798 sqft
2nd Floor Area666 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Architectural StyleRow Home
Exterior MaterialAluminum/Vinyl
Lot Area2,300 sqft (0.052 acres)
Lot Dimensions115 ft deep x 20 ft wide
View / LotLake Front
Garage Area342 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number031050
Street Address28 ROCK ST
CityCOLD SPRING
StateNY
Zip10516-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLAND & RESIDENCE
Legal Block2
Legal Lot Number44.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2016
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Foundry
listed 1973 · 7 contributing resources · NRIS 73001250

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 ROCK ST, COLD SPRING, NY 10516-2910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2014 · Amount on Record
Deed SaleDec 15, 2014 · Amount on Record
Prior SaleJul 2, 2013 · Amount on Record
Deed Document Number20141502712
Deed Book / Page1967 / 321
Prior Transfer DateMay 31, 2001
Prior Transfer Doc0016060361
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,800 (-) Land $27,200 Building $140,600$547,114 (+10.07%)
2024$10,647.00$167,800 (-) Land $27,200 Building $140,600$497,038 (+4.32%)
2023$167,800 (-) Land $27,200 Building $140,600$476,434 (+11.73%) Land $77,229 Building $399,205
2022$167,800 Land $27,200 Building $140,600$426,429 Land $69,123 Building $357,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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