26 Rock St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 26 Rock St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,472 sqft · built 1939
Lot Size	0.091 acres (4,002 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Feb 2018)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 48.12-2-43`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-2-43`
Alternative APN	`260104801200020430000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	736 sqft

Exterior

Year Built	Built 1939
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	4,002 sqft (0.091 acres)
Lot Dimensions	87 ft deep x 46 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	260104801200020430000000
Street Address	26 ROCK ST
City	COLD SPRING
State	NY
Zip	10516-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAND & RESIDENCE
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2016
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Foundry listed 1973 · 7 contributing resources · NRIS 73001250

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 Rock St is owned by an individual who bought it in February 2018.

Source: Putnam County and Philipstown Town records, as of February 23, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	26 ROCK ST, COLD SPRING, NY 10516-2910
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Deed Document Number	0002071295
Deed Book / Page	2071 / 295
Record Updated	Jun 7, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 23, 2018
Property Address	26 ROCK ST, COLD SPRING, NY 10516-2910
Document Number	0020710295
Book / Page	2071 / 295
Instrument Date	Feb 5, 2018
Instrument	1500560
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SUTTON LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 TELLER AVE, 36, BEACON, NY 12508-3257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 W 112TH ST # 9AB, 9AB, NEW YORK, NY 10025-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0001600609
Date	Feb 23, 2018
Instrument	1600609

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$180,900 (-) Land $37,100 Building $143,800	$513,629 (+11.73%) Land $105,338 Building $408,291
2022	$180,900 Land $37,100 Building $143,800	$459,720 Land $94,282 Building $365,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Rock St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Rock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20