28 Riverside Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 28 Riverside Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1852
Lot Size	0.503 acres (21,911 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$5,896 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-005-0-131.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-005-0-131.00-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	576 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	21,911 sqft (0.503 acres)
Lot Dimensions	264 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	301 sqft
Patio Area	301 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	28 RIVERSIDE DR
City	POLAND
State	OH
Zip	44514-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 82.5 X 240 CENTER
Legal Subdivision	CENTER
Legal Lot Number	86
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	1
Census Block	1004
Census Tract	811200

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 RIVERSIDE DR, POLAND, OH 44514-2049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 21, 2021	Transfer on Death Deed, Transfer
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	202123914
Deed Book / Page	6468 / 135
Last Transfer Date	Jan 7, 2022
Transfer Doc	006508/226
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Mar 23, 2022
Property Address	28 RIVERSIDE DR, POLAND, OH 44514-2049
Document Number	006508/226
Book / Page	6508 / 226
Map Reference	VOL 2 PG 9
Instrument Date	Jan 7, 2022
Instrument	202200006930
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERSIDE DR, YOUNGSTOWN, OH 44514-2049

Mortgage

Document Number	202200006931
Date	Mar 23, 2022
Instrument	202200006931

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 26, 2021
Property Address	28 RIVERSIDE DR, POLAND, OH 44514-2049
Document Number	6468/135
Book / Page	6468 / 135
Instrument Date	Aug 18, 2021
Instrument	202100023914
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERSIDE DR, POLAND, OH 44514-2049

Mortgage

Document Number	202100023915
Date	Aug 26, 2021
Instrument	202100023915

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Jan 21, 2021
Property Address	28 RIVERSIDE DR, POLAND, OH 44514-2049
Document Number	06423/2131
Book / Page	6423 / 2131
Instrument Date	Jan 14, 2021
Instrument	202100001617
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 21, 2017
Property Address	28 RIVERSIDE DR, POLAND, OH 44514-2049
Document Number	06236/2680
Book / Page	6236 / 2680
Instrument Date	Jul 20, 2017
Instrument	201700016508
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERSIDE DR, YOUNGSTOWN, OH 44514-2049

Mortgage

Document Number	201700016509
Date	Jul 21, 2017
Instrument	201700016509

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,896.00 (-0.12%)	$109,730 (-) Land $12,710 Building $97,020	$313,500 (-) Land $36,310 Building $277,190
2024	$5,903.00 (+1.17%)	$109,730 (-) Land $12,710 Building $97,020
2023	$5,835.00 (+39.53%)	$109,730 (+59.14%) Land $12,710 Building $97,020	$313,500 (+59.14%) Land $36,310 Building $277,190
2022	$4,182.00	$68,950 Land $11,800 Building $57,150	$197,000 Land $33,720 Building $163,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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