12 Riverside Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 12 Riverside Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,839 sqft · built 1921
Lot Size	0.656 acres (28,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jul 2023)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-005-0-136.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-005-0-136.00-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,839 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	1,771 sqft
Upper Floors Area	1,068 sqft
Basement Area	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	28,575 sqft (0.656 acres)
Lot Dimensions	60 ft deep x 29 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	12 RIVERSIDE DR
City	YOUNGSTOWN
State	OH
Zip	44514-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 PART
Legal Subdivision	PART/POLAND VILLAGE
Legal Lot Number	61
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	1
Census Block	1004
Census Tract	811200

Owner

Source: Mahoning County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RIVERSIDE DR, YOUNGSTOWN, OH 44514-2049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 21, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jun 24, 1988
Deed Document Number	202313035
Deed Book / Page	6580 / 1723
Prior Transfer Date	Dec 25, 2007
Prior Transfer Doc	05735/1720
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	12 RIVERSIDE DR, POLAND, OH 44514-2049
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06589/2154
Date	Sep 13, 2023
Book Page	6589/2154
Instrument	202300017356

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	12 RIVERSIDE DR, POLAND, OH 44514-2049
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6447/1563
Date	May 21, 2021
Book Page	6447/1563
Instrument	202100013481

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	12 RIVERSIDE DR, POLAND, OH 44514-2049
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6437/323
Date	Mar 31, 2021
Book Page	6437/323
Instrument	202100008291

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	12 RIVERSIDE DR, POLAND, OH 44514-2049
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6364/1902
Date	Feb 3, 2020
Book Page	6364/1902
Instrument	202000002588

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00 (-0.12%)	$127,250 (-) Land $15,840 Building $111,410	$363,560 (-) Land $45,260 Building $318,300
2024	$6,846.00 (+1.15%)	$127,250 (-) Land $15,840 Building $111,410
2023	$6,768.00 (+42.48%)	$127,250 (+62.54%) Land $15,840 Building $111,410	$363,560 (+62.54%) Land $45,260 Building $318,300
2022	$4,750.00	$78,290 Land $7,920 Building $70,370	$223,680 Land $22,630 Building $201,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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