28 River St, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 28 River St, Jaffrey, NH 03452

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,829 sqft · built 1900
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Dec 2025)
Tax Bill	$6,468 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JAFF M:238 B:8 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:238 B:8 L`
Alternative APN	`95`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,829 sqft Living Area
Gross Area	2,905 sqft
1st Floor Area	1,049 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,676 sqft (0.291 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	95
Street Address	28 RIVER ST
City	JAFFREY
State	NH
Zip	03452-6538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GB
Legal Block	8
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	3
Census Block	3041
Census Tract	970500

Owner

28 River St, a duplex, is owned by an individual who bought it in December 2025.

Source: Cheshire County and Jaffrey Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	61 MAIN ST, JAFFREY, NH 03452-6139
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 31, 2025	Warranty Deed, Transfer CMG MORTGAGE INC
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BK NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Book / Page	3335 / 1170
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	28 RIVER ST, JAFFREY, NH 03452-6538
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03235-1016
Date	Dec 29, 2022
Book Page	3235/1016
Instrument	2211583

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAFFREY TOWN NH
Recording Date	Dec 31, 2025
Property Address	28 RIVER ST, JAFFREY, NH 03452-6538
Document Number	03335-1170
Book / Page	3335 / 1170
Instrument Date	Dec 31, 2025
Instrument	2510299
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 MAIN ST, JAFFREY, NH 03452-6139

Mortgage

Document Number	0002510300
Date	Dec 31, 2025
Instrument	2510300

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAFFREY TOWN NH
Recording Date	Nov 26, 2019
Property Address	28 RIVER ST, JAFFREY, NH 03452-6538
Document Number	0030900737
Book / Page	003090 / 000737
Instrument Date	Nov 25, 2019
Instrument	9812
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SKINNY CAT RD NEW IPSWICH NH 030713428, NEW IPSWICH, NH 03071-3428

Mortgage

Document Number	30900739
Date	Nov 26, 2019
Book Page	003090/000739
Instrument	9813

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	28 RIVER ST, JAFFREY, NH 03452-6538
Document Number	0030900739
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVER ST JAFFREY NH 034526538, JAFFREY, NH 03452-6538

Mortgage

Document Number	0030900739
Date	Nov 26, 2019
Book Page	003090/000739
Instrument	9813

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 28 River St was $6,468, up 19.8% from the year before.

Source: Cheshire County and Jaffrey Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,468.00 (+19.8%)	$341,300 (+107.35%) Land $85,800 Building $255,500
2024	$5,399.00 (-1.94%)	$164,600 (-0.3%) Land $29,700 Building $134,900
2023	$5,506.00 (+7.64%)	$165,100 (-) Land $30,200 Building $134,900
2022	$5,115.00	$165,100 Land $30,200 Building $134,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River St

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