22 River St, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 22 River St, Jaffrey, NH 03452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,246 sqft · built 1930
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$180,533 (Mar 2021)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JAFF M:238 B:9 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:238 B:9 L`
Alternative APN	`1765`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,246 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	784 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1765
Street Address	22 RIVER ST
City	JAFFREY
State	NH
Zip	03452-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Block	9
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	3
Census Block	3041
Census Tract	970500

Owner

22 River St is owned and occupied by two individuals who bought it in March 2021.

Source: Cheshire County and Jaffrey Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 RIVER ST, JAFFREY, NH 03452-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI GRANITE ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	May 10, 2006 · Amount on File
Deed Document Number	20212102837
Deed Book / Page	3154 / 1042
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAFFREY TOWN NH
Recording Date	Mar 16, 2021
Property Address	22 RIVER ST, JAFFREY, NH 03452-6538
Document Number	3154-1042
Book / Page	3154 / 1042
Instrument Date	Mar 12, 2021
Instrument	2102837
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9918A BEMIS HTS, FORT DRUM, NY 13603-3413

Mortgage

Document Number	2102838
Date	Mar 16, 2021
Instrument	2102838

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	22 RIVER ST, JAFFREY, NH 03452-6538
Document Number	0030010840
Book / Page	003001 / 000840
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 RIVER ST JAFFREY NH 034526538, JAFFREY, NH 03452-6538

Mortgage

Document Number	0030010840
Date	Sep 29, 2017
Book Page	003001/000840
Instrument	8191

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 22 River St was $4,715, up 9.9% from the year before.

Source: Cheshire County and Jaffrey Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,715.00 (+9.91%)	$248,800 (+90.21%) Land $91,100 Building $157,700
2024	$4,290.00 (-1.74%)	$130,800 (-0.08%) Land $34,600 Building $96,200
2023	$4,366.00 (+7.67%)	$130,900 (-) Land $34,700 Building $96,200
2022	$4,055.00	$130,900 Land $34,700 Building $96,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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